Employer Obligations When Offering Health Insurance Nebraska
A recent report by UC Berkeley Labor Researches shows that about half million Californians have been no health coverage since the recession.* The report furthermore shows the novel uninsured aged is about 6 million, compares to 5.5 million in December 2007.
When I glimpse at those numbers, many questions are flooding in my mind. Is it health insurance really important? During the recession, more and more people struggle for their lives. In order to except their capital riches for variegated life fees, they chose to drop out from the health insurance.
Of way, there is no liability to have a health insurance, but without it, I am sure you will develop into inclined. Also you will live under the fears because you incessantly worry that you may get slighted or sick. I used to have California Government supported Medi-Cal health insurance, but I was forced to drop out about three once a years ago for unknown reasons. Then I lived without any health insurance for almost three years, I was just thinking that if I take care myself better, and prstillt any sickness, I dont need any health insurance. But an accidental incident happened last year has completely changed my thoughts.
On September 19, 2008, at around 11:30 am, I purchased out from the San Francisco Shopping Center after I browsed at something I wished to buy in there, at the moment I stepped out to the sidewalk adjacent to the shopping center, my horrible affair started out. A extreme white male approached from somewhere near Powell Street BART Station Exit to me, he looks like a homeless individual, and then the crazy man yelled at me. I didnt even understand what he yelled. That crazy man then punched my measure with his closed fist, and he punched me so hardly, my glasses broke immediately and fell on the street. Not only were my glasses broken, but also my left eye just above the eyelid was cut by the broken glasses, and bled… You may know that the San Francisco Shopping Center and the surrounding areas are one of tourists hot spots in the city, so lots of people, residents and tourists witnessed the incident. Many nice walk-by people, security guards from the shopping center, and street merchant gave me some basic treatment on my spoil and helped me to call an ambulance. A Mandarin speaking street merchant gave me her chair to rest, and then a security guard from the shopping center gave me a bag of ice to heal my wound. All of them were trying to make me feel better; what I could do at that episode is stock calm, dont be panic. A few minutes later, police and ambulance arrived, a police officer requested me some questions about the incident, and then I was sent to the Chinese Hospital for further treatment, about half an hour later, I was assistanced from the hospital.
About two weeks after the incident, the hospital sent me a medical bill for about 300 dollars, as I didnt have any health insurance. I really could not afford for that medical bill, so I tried to call the hospital to talk over with if I could be exempted. That medical bill was really incredible! I still remembered my treatment that daylight was only a little amount of ointment, and that cost me 300 dollars! Is the hospitals ointment made with gold? Anyway, I rang the hospital, I tried to explain the difficulties to pay the bill, but the woman who answered the phone thought I wont pay the bill, and said: “You have to pay the bill no theme what!” Oh my god! I didnt say not paying it, but I just asked about any available choices to pay, like installments. bluntly, I didnt want to owe your hospital anything, if I could afford, I would rather pay you immediately!
My apposite friend pay the medical bill for me about weeks after I called the hospital. That was such a horrible experience; I also learned that I cant live without health insurance after the incident, health insurance is very important for everyone live in the U.S., especially for many unexpected incidents. I decided to trace up for an affordable health insurance plan about two months ago and my policy was taking effect a few days ago.
Even though I am not sure that I will be assaulted yet again in the consecutive, I should feel much better and not living in fears as I have health insurance.
Are you still thinking health insurance is unnecessary?
* Press Release on April 1, 2009, “As Congress debates health care reform proposals in President Obamas budget, new report documents the impact on health coverage of NOT implementing health-care reform”, UC Berkeley Labor Center. You can download the full report here.
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